Check out our latest Meetup on-demand: Build Today, Scale Tomorrow: Your Capital Strategy Blueprint (Part 1)

Pay App Advance

Access project payments on your timeline.

Get paid on your approved pay applications.
No workflow changes required.

Funding as soon as
0 hrs
Terms up to
0 days
Contact with GC in pay period
10

Pay App Advance can help you overcome slow, unpredictable payment cycles

A capital solution designed for the unique needs of construction

Get instant cash
buying power

Access project payments to meet the immediate needs of your business.

Control your
cash flow

Bring predictability to your accounts receivable.

Unlock more
capital

Your credit limits flex with the needs of your business.

Plan with
confidence

Bid more projects knowing your future financial position.

Learn more about how Billd and Pay App Advance can bring stability to your cash flow.

Fill out the form to connect with a Billd representative.

Hear about Pay App Advance from the people using it

Our Partnership with Billd has been a major asset to help scale our company. Billd provides us with the flexibility and capital thats necessary to finance larger projects, that we previously were not able to. This gives us the additional cash flow thats often required for larger projects that a traditional banks do not provide. We utilize Billd to assist with financing materials on projects & advancing payment for work that is completed. This significantly increases our cash flow & working capital, and has allowed us to scale our company . Both Lanham Crouch & Corey Stepanek with Billd have been great to work with and are VERY PROACTIVE to assist with any of our needs. TOP NOTCH GUYS to work with! Great partnership overall to say the least. Highly recommend!

Sarah Garcia Avatar

Pay App Advance has helped to tremendously cut down on receivables time. This has allowed us to pay our bills on time and manage overhead costs with less stress. Pay App Advance has eliminated some cash flow issues that would otherwise keep us from taking on bigger jobs.

We have worked with Billd for nearly a year now and we have found their service to be an efficient way to fund our material purchases, as well as receive up-front payment for billings. Their material funding program and pay app advance system have proved extremely beneficial for our cashflow needs, as a sub-contractor. We have found the Billd team easy to communicate with, and we value the partnership we have with them. We look forward to working with the Billd team even more in the future

Steven Sweeney Avatar

The whole process is seamless. The pay app program has been a life saver. Best interim financing on the market. So much easier than traditional banks. Billd is an awesome partner.

Pay App Advance*
Traditional Invoice Financing
Pricing
Advances up to 100% of the total pay app
less a purchase fee
Advances 70-95% of the total pay app
No wire or transfer fees
$15-$25 Wire and transfer fees
Relationships
Serviced through the subcontractor
(subcontractor pays Billd)
Serviced through the GC, taking the subcontractor out of the payment chain (GC pays financing company)
No contact with GC during pay period
Ongoing contact with GC throughout the pay period
Servicing
Payments and approval as quickly as same-day
Average of 3.4 days to approval
Use on a pay app-to-pay app basis
Must be used for every pay application on a project
*Pricing and product features may vary in the states of California and New York.

How Pay App Advance works

The Billd portal makes submitting a pay app and getting paid simple. Enroll today in less than 5 min.

Enroll with Billd

Enter or select your project

Upload your approved pay application

We'll confirm and you'll get the money in your account