Skip to content
The 2025 Market Report is here:
See how top-performing subs are overcoming the status quo.
Get Your Copy
FREE 2025 Market Report
Let's Chat
Products
Material Financing
Unlock up to 120-day terms on material purchases
Pay App Advance
Get paid on your pay app today
Partners
Partners
Suppliers
American Express
Resources
Resource Center
The tools subcontracting executives use to succeed
Download the Report
How Top Performing Subs are Approaching Growth and Profit in 2025
TOOLS AND RESOURCES
Resource Center
Customer Stories
Blog
Working Capital Toolkit
Payment Estimator
Cash Flow Estimator
Company
About Us
Our story, built from passion
Meet the Team
Careers at Billd
Resources
Resource Center
Customer Stories
2024 Market Report
Working Capital Toolkit
Read our Blog
Payment Estimator
Cash Flow Estimator
About
Team
Careers
(512) 270.4805
Start Now
Login
Calculate how much cash you need to start a commercial construction project.
BEGIN
What is the contract value of this project?
$
NEXT
How many months will this project last?
NEXT
What is your typical cost of material, labor and overhead as percent of your projects?
Material
%
Labor
%
Overhead
%
NEXT
How much cash do I need for my project?
Cash required to start project
Without
Financing
Profit
from project
Month(s)
to breakeven
Cash required to start project
With
Financing
Profit
from project
Month(s)
to breakeven
Using Material Purchase Financing?
Yes
No
Using Labor Financing?
Yes
No
PROJECT DETAILS
Contract value ($)
Material
%
Labor
%
Overhead
%
Profit
%
Profit can not be less than 0%
Month(s) to complete
1
2
3
4
5
6
7
8
9
10
11
12
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Month 7
Month 8
Month 9
Month 10
Month 11
Month 12
Month 13
Month 14
Month 15
Month 16
Monthly Starting Cash
Cash from Revenue
Material:
Labor:
Overhead:
Finance Charge*
Monthly Ending Cash
Model Assumptions:
The number of days to collect on your invoices from starting work is 85 days.
Without financing, material is due the month the work is performed.
Material, labor, and overhead costs are spread out evenly over the duration of the project.
Material finance charges assume a cost of 2.99% per month.
Ready to enroll with Billd?
Start Now
