A CFO’s Take: How a Cash-Only Strategy Limits Growth
As an experienced subcontracting executive, you’ve already learned how to overcome problems that hold most subcontracting businesses back—slow pay, labor challenges, project and material delays, and razor-thin margins. You’ve built strong relationships and a resilient business that can weather the unpredictable nature of the industry. And you’ve done it largely by leaning on your cash […]
5 Insights from Billd’s Subcontractor Meetup “Build Today, Scale Tomorrow: Your Capital Strategy Blueprint”
Part one of our two-part subcontractor Meetup series brought together three seasoned construction industry leaders—Matt Verderamo (Well Built Construction Consulting), Luke Boyenger (Cruzumi CFO & Advisory), and Jarred Craddock (StruktureOne)—to discuss how subcontractors can build a strong capital strategy that helps them become more resilient and positioned for growth. They dug deep into how subcontractors […]
Why a Strong Capital Strategy is Your Best Defense Against Project Delays
Subcontractors frequently face delays due to shifting project timelines, putting them in a “hurry up and wait” scenario. They pay for the materials, secure the labor—then wait to begin work. This can create logistical problems, and can put a strain on cash flow. Subcontractors pay for materials and labor but aren’t able to bill for […]
Capital Strategy Blueprint Part 1
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5 Key Takeaways from “Funding the Future: Smart Capital Strategies for Subcontractors”
In a recent Foundation Software webinar, Jesse Weissburg, co-founder and Chief Commercial Officer at Billd, laid out a clear and practical roadmap to address one of construction’s most persistent issues: cash flow. Sharing insights from Billd’s 2025 National Subcontractor Market Report, the conversation centered around how proactive capital planning can directly improve profitability and long-term […]
How Subcontractors Manage the Funding Gap
In construction, the funding gap is the financial deficit between the amount of expenses subcontractors need to cover, and how much capital they have at their disposal between readily available working capital and cash from their projects. The funding gap is a natural byproduct of the way payments work in the construction industry, and something […]
The Dangers of Cycling Profits Back into the Business as Working Capital
The working capital demands of construction projects require that subcontractors have a strong capital strategy. Without the right financial support, subcontractors put their construction projects at risk of delay or failure. Unfortunately, many subcontractors use ineffective or inadequate sources of working capital that wind up costing them stability and growth prospects. One of those sources […]
How to Calculate Your Working Capital Costs Per Project
Nobody necessarily likes the idea of increasing their bid to account for the cost of capital– some subcontractors might believe a lean bid is more likely to win them work. But as Josh Luebker, construction consultant and fractional CFO, says, your bid coming in high isn’t necessarily a bad thing. It may mean your bid […]
How to Calculate The Cost of Working Capital Per GC, Based on Average DSO
Subcontractors incur more costs from their clients than they realize. When you use your own working capital to fund projects, things like delayed payments increase the interest you pay on your working capital. To that point, each client costs you something in the form of interest, inflation, and even lost opportunities, but subcontractors rarely recognize […]