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Payment Estimator

How do I interpret this calculator?

The calculator shows the cost of using Billd based on the total value of your project. Billd offers up to 120-day payment terms on material purchases for commercial projects. Billd charges a 2% purchase fee, which is typically offset by a supplier cash discount. This calculator assumes a 2% cash discount.

Why does the cost of using Billd change when the extended terms change?

The longer you take to pay off the material purchase, the more weekly interest payments you’ll make. There are no penalties for paying early, and this calculator shows the different costs for paying early versus using the full 120 days.

How is the weekly payment calculated?

The weekly payment is calculated using a fee of $50 per $10,000 borrowed. $50 is standard, but is subject to credit approval and may vary.

JONATHAN LOGAN President/CEO, Castle Black

“Billd has been a complete game changer for us. Having a much longer time to pay them back for our materials has freed up so much of our capital, that it’s helped us to scale our business into other states. Not to mention, getting a hold of their team is so simple and they’re always responsive. Using Billd has been the easiest funding process we’ve ever experienced.”

Cost of purchasing
materials with Billd.


Weekly Payment 0

Cost of Using Billd as a % of the Project 0