Pay App Advance

Get the freedom to control your business

Unlock the money you’ve already earned. Get paid on your pay app today.
Funding as soon as
0 hrs
Pay when paid up to
0 days
Contact with GC in pay period

Here's how to stop biting the bullet on slow payments

Designed for the unique needs of construction companies

Cover your
biggest expenses

Meet the immediate needs of your business.

Control your
cash flow

Bring predictability to your accounts receivables.

more capital

Your credit limits flex with the needs of your business.

Plan with

Bid more jobs knowing your future financial position.

Hear about Pay App Advance from the people using it

“Pay App Advance has helped to tremendously cut down on receivables time. This has allowed us to pay our bills on time and manage overhead costs with less stress. Pay App Advance has eliminated some cash flow issues that would otherwise keep us from taking on bigger jobs.”

Sarah Garcia | DB Utility Contractors, Controller

How Pay App Advance works

The Billd portal makes submitting a pay app and getting paid simple. Enroll today in less than 5 min.

Enroll with Billd

Enter or select your project

Upload your approved pay application

We'll confirm and you'll get the money in your account

Pay App Advance*
Traditional Invoice Financing
Advances up to 100% of the total pay app
less a purchase fee
Advances 70-95% of the total pay app
No wire or transfer fees
$15-$25 Wire and transfer fees
Serviced through the subcontractor
(subcontractor pays Billd)
Serviced through the GC, taking the subcontractor out of the payment chain (GC pays financing company)
No contact with GC during pay period
Ongoing contact with GC throughout the pay period
Payments and approval as quickly as same-day
Average of 3.4 days to approval
Use on a pay app-to-pay app basis
Must be used for every pay application on a project
*Pricing and product features may vary in the states of California and New York.

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