Turner Accelerated Payment Program™ powered by Billd, is an elective program that gives you fast, predictable payments tied to your pay app submission, not the owner’s timeline. That means you can protect cash reserves, avoid project slowdowns, and invest confidently in your business.
Maintain control of disbursement timelines and bring consistency to your payments with no new systems, no underwriting, and no debt.
Preserve flexible capital
Save cash and bank lines of credit for big moves—not daily operations—all without creating debt.
Elevate relationships
Financial stability empowers you to develop long-term partnerships with suppliers and vendors.
Stronger operations
Improved cash flow enables more investment in your people and processes to facilitate growth.
Join the hundreds of other subs using the Turner Accelerated Payment Program™ powered by Billd
Ron Montbleau
President/Owner / Montbleau & Associates
We're getting paid significantly faster, I don't have to wonder when a payment will arrive , and taking advantage of the early payment option is less expensive than using credit.
Cindy Bucci
Controller / Detroit Spectrum Painters
Accurate cash forecasting and budgeting are important, and the Turner Accelerated Payment Program powered by Billd is a big help by providing certainty around payment timing.
Leigh Ann Barga
Controller / Delaware Glass & Mirror Co.
The Turner Accelerated Payment Program powered by Billd has improved our cash flow tremendously! Receiving payment so quickly after submitting an invoice is very significant for our business, helping support our growth and continued success.
Bob Pollock
President / Continental Interiors
The Turner Accelerate Program powered by Billd is awesome! With quick and predictable payment, we don't have to take on the risk that comes with borrowing to fund out material costs
A smarter way to fund your work
Access to working capital has always been a complex part of the construction ecosystem. With extended billing cycles, multi-party approval processes, and today’s scale of projects, trade contractors often face cash flow pressures while work is still underway.
The Turner Accelerated Payment Program powered by Billd addresses this challenge by giving qualified trade contractors the ability to access payment shortly after submitting a pay application. This elective program offers trade contractors a new capital option, helping them protect their cash reserves, improve cash flow, strengthen supplier relationships, and grow their businesses.
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Frequently asked questions
Why is Turner offering this program?
Turner created the Accelerated Payment Program to support trade contractors with faster, more predictable payments, helping to reduce working capital strain. The program provides contractors with a seamless, low-cost way to get paid shortly after submitting a pay application, which strengthens their cash flow.
Who is Billd, and why are they partnered with Turner?
Billd is a financial services company built specifically for trade contractors. Through Turner’s partnership with Billd, contractors have access to forward-thinking capital solutions that help them get paid faster, avoid delays, and grow their businesses.
How quickly will I be paid?
Assuming your pay application is in good standing, trade contractors can expect to be paid within five business days of the period through date on the invoice or Turner payment certainty – whichever comes first. However, if the pay application is approved at a later date, acceleration of payment can occur up to a few days before standard payment terms.
How does the program affect my existing asset-backed loans or other debt facilities?
The accelerated payment you receive isn’t a loan, so it doesn’t impact your balance sheet, any loan covenants, or your credit history.
How is the fee determined, and can it change during a project or across multiple projects?
The fee is based on a daily rate and depends on how many days early you are funded—for instance, 15 days costs less than 30. The number of days advanced is determined by when early payment is released and the project payment terms. Your rate is set at the time of enrollment and is shown when you accept the online payment invitation.
What happens if, after I’ve been paid early via the program, the client is late in remitting payment to Turner?
Turner absorbs the late payment risk.
Is the fee charged to enrolled trade contractors, regardless of whether or not they meet all requirements?
No, the fee will only be charged if an accelerated payment is made and determined by the number of days payment is accelerated.
Will lien waivers, releases, etc. be handled differently if we use the program?
Lien waivers, releases, and other compliance related items will still be required before payment is released, as they are today.
Will retention payments be accelerated?
Once retention release has been approved by the client, retention payments will be processed via the program. Retention payments will not accelerate ahead of client approval or the contractual terms of the project.
Do I have to always use the program once I start?
Contractors have the ability to enroll or un-enroll at the enterprise level and once enrolled, all future contracts and invoices are included. However, you can suspend the program for individual invoices on a month-to-month basis.
Do I have to sign an agreement with a financial institution?
No. Simply accept the terms and conditions in the payment platform when enrolling.
Do I have to use a new technology platform or make changes to my billing process?
No. The program works within Turner’s existing billing process, so there’s no need to change how you operate.
How will I know if an accelerated payment has been made?
You will be notified through our online payment application software when a payment has been made.
Am I required to use this program on Turner jobs?
No, the Turner Accelerated Payment Program powered by Billd is a completely voluntary program and does not affect your eligibility to work on Turner jobs.