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Flex Line

A Construction Line of Credit Designed for How Subcontractors Actually Operate

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Working capital that supports your entire business

Flex Line is a construction line of credit that gives you revolving access to working capital up to $350K — broad-based funds to propel your business, whether you need to cover labor, materials, or overhead.

Access to revolving working capital

Draw funds through a simple request process to keep you focused on completing work and bidding your next job with confidence.

Broad-use financing across your business

Customers use funds to cover everyday subcontractor expenses, from labor to overhead. As a line of credit for subcontractors, Flex Line is specifically designed to grow alongside your business.

Preserve your cash flexibility

Supplement your existing capital stack to maintain internal cash reserves and leave bank facilities available for long-term strategic investments.
Construction business line of credit dashboard

How Flex Line works

Built as a line of credit for contractors, Flex Line is structured to match how subcontracting businesses manage cash across active projects, payroll cycles, and vendor payments — and it’s not limited to a single, approved project.

Keep your credit line open to ensure cash is available. Request draws as your needs evolve, repay balances, and use for ordinary business purposes; available credit replenishes when you repay.

  • Credit lines available up to $350,000
  • Revolving structure restores available credit after repayment
  • No fees for unused funds, lets you use it as you need it
  • No prepayment penalties means flexibility


*Flex Line eligibility is subject to application, credit review, and approval. Terms, conditions and restrictions apply. Available in AZ, UT, ID, MO, GA, MD, CO, NJ, VA, WA, WI & WY.

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Gain a strong financial and operational advantage

Support business expenses with a streamlined draw process
Maintain steady project execution.
Simplify short-term financing decisions with capital designed for construction
Preserve internal working capital for reinvestment or strategic expenses

Learn more about how Flex Line by Billd can power your business

Fill out the form to connect with a Billd representative.

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Why partner with Billd?

At Billd our products are created specifically for subcontractors. We understand construction; it’s the only industry we serve. Every solution is designed to champion the subcontractor, focused on how construction businesses actually operate.

Flex Line goes beyond project-based solutions to drive business growth forward. It’s a commercial construction line of credit that’s quicker and easier to obtain than traditional sources — and built for the way you work.

Builder line of credit for construction site

Be ready for the next opportunity

With access to working capital, your business can take on new projects, support active jobs, and plan ahead with greater certainty.

*Flex Line eligibility is subject to application, credit review, and approval Terms, conditions and restrictions apply. Available in AZ, UT, ID, MO, GA, MD, CO, VA, WA, WI & WY. 

 

Coming soon nationwide.

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