Why Merchant Cash Advances (MCAs) Are a Trap for Subcontractors
There’s a growing problem in construction finance that most subcontractors don’t see coming until it’s too late: Merchant Cash Advances, or MCAs. They sound simple: access to fast cash to cover payroll or materials while you wait on a slow-paying GC. But what looks like a lifeline often turns into a financial chokehold. MCAs were […]
What Subcontractors Need to Know About UCC-1 Filings
If you run a subcontracting business, chances are good you’ve signed at least one agreement that resulted in a UCC-1 filing on your business, whether it was for equipment financing, a bank line of credit, or a credit line with a supplier. Most subcontractors have UCC-1 filings on their business, but there may still be […]
How to Stop Paying Sales Tax You Don’t Owe: Ways Subcontractors Can Protect Their Profitability
Too many subcontractors are paying unnecessary sales tax on materials—specifically when working on tax-exempt projects. The issue, while unintentional, is the result of a lack of clarity between subcontractors, suppliers, and general contractors about what qualifies as exempt. Sales tax might not be an area of focus for your business when your top priorities are […]
Key Takeaways from “Build Today, Scale Tomorrow: Your Capital Strategy Blueprint (Part 2)”
As a subcontracting executive, you’re constantly navigating operational challenges: demanding project schedules, managing field and office teams, and above all, keeping an eye on your cash flow. In an industry where long payment cycles are the norm, a proactive capital strategy is how you create the foundation for stability and growth. In the final installment […]
5 Insights from Billd’s Subcontractor Meetup “Build Today, Scale Tomorrow: Your Capital Strategy Blueprint”
Part one of our two-part subcontractor Meetup series brought together three seasoned construction industry leaders—Matt Verderamo (Well Built Construction Consulting), Luke Boyenger (Cruzumi CFO & Advisory), and Jarred Craddock (StruktureOne)—to discuss how subcontractors can build a strong capital strategy that helps them become more resilient and positioned for growth. They dug deep into how subcontractors […]
Why a Strong Capital Strategy is Your Best Defense Against Project Delays
Subcontractors frequently face delays due to shifting project timelines, putting them in a “hurry up and wait” scenario. They pay for the materials, secure the labor—then wait to begin work. This can create logistical problems, and can put a strain on cash flow. Subcontractors pay for materials and labor but aren’t able to bill for […]
Capital Strategy Blueprint Part 1
https://www.youtube.com/watch?v=kE1NFLrTxjs?rel=0&modestbranding=1&showinfo=0&controls=1 You’re not just managing projects today. You’re building a business that can scale for tomorrow. Laying the foundation of a strong capital strategy today will determine how far your business can go in the future, whether you aspire to be a $25M, $50M, or even $100M subcontractor. That’s why Billd is kicking off an […]
5 Key Takeaways from “Funding the Future: Smart Capital Strategies for Subcontractors”
In a recent Foundation Software webinar, Jesse Weissburg, co-founder and Chief Commercial Officer at Billd, laid out a clear and practical roadmap to address one of construction’s most persistent issues: cash flow. Sharing insights from Billd’s 2025 National Subcontractor Market Report, the conversation centered around how proactive capital planning can directly improve profitability and long-term […]
How Subcontractors Manage the Funding Gap
In construction, the funding gap is the financial deficit between the amount of expenses subcontractors need to cover, and how much capital they have at their disposal between readily available working capital and cash from their projects. The funding gap is a natural byproduct of the way payments work in the construction industry, and something […]