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Construction

The Keys to Successful GC Early Pay Program Implementation (Part 2): Choosing the Right Funding Strategy

As early pay programs mature, the conversation naturally shifts from why to how. Clear objectives and timing set the foundation, but long-term success depends on how the program is funded. The right funding strategy doesn’t just support operations; it determines scalability, risk exposure, and overall financial performance. In this second installment of the series, we [...]

4 min readFeb 16, 2026
Construction

The Keys to Successful GC Early Pay Program Implementation (Part 1): Clear Objectives & Timing

Implementing a general contractor early pay program can transform GC operations, unlocking a new revenue stream and significantly improving project margins. But without a clear strategy and disciplined execution, these programs can fall short of their potential. Thoughtful planning, careful setup, and consistent follow-through are essential to success. This series explores the key factors behind [...]

8 min readFeb 10, 2026
Construction

The Emergence of Early Pay Programs: A History of Supply Chain Finance

In sectors like retail and manufacturing, early pay programs have evolved into an essential, standard lever for capturing supply chain margin. And while the construction industry has been slower to adopt this model, general contractors are beginning to see the value. Looking back, early pay programs emerged in response to a common challenge across industries: [...]

10 min readFeb 3, 2026
Construction

A Guide to General Contractor Early Pay Programs: What They Are & How They Work

Forward-thinking general contractors who are looking for ways to address industry-wide cash flow challenges are increasingly turning to GC early pay programs to minimize risk, save time, and keep projects on track. While early pay programs have existed for decades in retail, manufacturing, consumer goods, and other sectors, they have recently gained traction in the [...]

11 min readJan 27, 2026
Featured

How to Build Fail-Safe Revenue Targets for 2026

If you’re looking to grow your subcontracting business, it can be tempting to set a 20% or 30% goal and immediately start bidding on the projects required to make it happen. But in Clay Young’s 30 year experience as a subcontracting Chief Estimator, then Managing Partner, then Owner, anything less than a rigorous, long-term forecasting [...]

6 min readJan 12, 2026
Featured

Key Takeaways from “Build Today, Scale Tomorrow: Your Capital Strategy Blueprint (Part 2)”

As a subcontracting executive, you're constantly navigating operational challenges: demanding project schedules, managing field and office teams, and above all, keeping an eye on your cash flow. In an industry where long payment cycles are the norm, a proactive capital strategy is how you create the foundation for stability and growth. In the final installment [...]

4 min readNov 13, 2025
Press

Billd Secures Strategic Investment to Accelerate Launch of New Early Pay Programs

Austin, TX – November 5, 2025 – Billd, the leading provider of financial solutions for commercial subcontractors, today announced it has raised $7.3M in strategic funding. The round was led by MissionOG, a growth equity firm with deep expertise in FinTech and lending, with additional participation from existing investors HighSage Ventures and RJT Credit. This [...]

1 min readNov 5, 2025
Featured

Billd Launches Predictable Pay with General Contractors, Establishing a New Payment Standard in Construction

Austin, TX – September 23, 2025 – Billd, the leading provider of financial solutions for commercial subcontractors, has announced Predictable Pay, an early pay program developed in collaboration with general contractors. Predictable Pay improves cash flow and liquidity for subcontractors by providing access to faster, more predictable payments, resulting in strong project performance, reduced risk, [...]

1 min readSep 23, 2025
Featured

A CFO’s Take: How a Cash-Only Strategy Limits Growth

As an experienced subcontracting executive, you’ve already learned how to overcome problems that hold most subcontracting businesses back—slow pay, labor challenges, project and material delays, and razor-thin margins. You've built strong relationships and a resilient business that can weather the unpredictable nature of the industry. And you’ve done it largely by leaning on your cash [...]

4 min readAug 26, 2025

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